Benefits of having an Indian OCI card

If you are an Indian-origin citizen of a foreign country, consider obtaining an OCI card. This card offers benefits like visa-free travel to India, longer stays, and exemption from police registration. With an OCI card, you can invest in businesses, own property, open bank accounts, and attend educational institutions in India. Therefore, if you are a foreigner of Indian origin, it is a good idea to apply for and obtain an OCI card. Visas for Future can help you apply for an OCI card smoothly and hassle-free.

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An OCI (Overseas Citizen of India) card provides various benefits to people of Indian origin who are foreign citizens.1 Here are some of the key advantages:

1. Visa-free Travel and Long-Term Stay: OCI cardholders can visit India for any purpose and stay for as long as they want without requiring separate visas. This is ideal for people who travel frequently or wish to spend extended periods in India.2

2. Exemption from police registration: Unlike regular foreign visitors, OCI cardholders are not required to register with the police for their stay in India.

3. Economic and Educational Opportunities: OCI cardholders can own immovable property in India, including houses and commercial land. They can also invest in businesses and companies, with some limitations in certain sectors like agriculture.

4. Educational opportunities: OCI cardholders can enroll in educational institutions in India, pay fees at par with Indian nationals in most institutions, and appear for competitive exams like JEE and NEET. They can also work as faculty in various institutions, including IITs, NITs, and IIMs.

5. Financial benefits: OCI cardholders can open bank accounts, invest in financial instruments like stocks and mutual funds, and avail of loans and mortgages in India.

If you are a foreigner of Indian origin, obtaining an OCI (Overseas Citizen of India) card can bring you numerous benefits while visiting India. Visas for Future is here to assist you in obtaining your OCI card quickly and seamlessly. We highly recommend obtaining an OCI card if you plan to visit India as it can make your travel experience much smoother.

What We’re Offering

We are offering India OCI card processing service for foreigners of Indian Origin. Our service will process your application within two business days, after which you will receive your OCI card within seven to eleven weeks.

  • Unlimited stay.
  • Multiple entries.
  • $368 fee (Including Government fee).

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Advantages, benefits, and opportunities of Indian OCI card

The Indian OCI card, which stands for Overseas Citizen of India, holds a unique status for individuals of Indian origin who are foreign citizens.3 It is more than just a visa, as it unlocks a treasure trove of benefits, advantages, and opportunities in India. Let’s explore these benefits further:


  • Visa-free, hassle-free travel: You can have unlimited entries and stays in India without needing for separate visas or registration with police authorities. You can enjoy the freedom to come and go as you please.
  • Economic and investment opportunities: You can own immovable property (except agricultural land), invest in businesses and companies, and access bank accounts, financial instruments, and loans. You can unleash your entrepreneurial spirit or secure your financial future.
  • Education and research opportunities: You can enroll in educational institutions at par with Indian nationals, appear for competitive exams like JEE and NEET, and even work as faculty in prestigious institutions. You can pursue academic excellence or contribute to intellectual growth.
  • Cultural and emotional benefits: You can immerse yourself in the vibrant tapestry of Indian culture, participate in religious and cultural events, and strengthen ties with family and friends. You can reconnect with your roots and build meaningful connections.
  • Simplified living and convenience: You won’t encounter bureaucratic hurdles; you’ll have seamless travel and document processing within India. You can enjoy the perks of being an OCI cardholder while easily navigating the country.
  • Multi-citizenship benefits: You can retain your foreign citizenship while enjoying significant rights and privileges in India. You’ll get the best of both worlds.


  • Lifelong validity: A single application grants you a lifetime of benefits. You can invest in the OCI card for a lifetime of advantages in India.2
  • Ease of movement: You won’t need to worry about visa applications and long queues. You can enter and exit India through designated immigration checkpoints with ease.
  • Career and business prospects: You can pursue entrepreneurial ventures, professional careers, or academic positions in India. You can unleash your potential and contribute to the nation’s growth.
  • Educational access and enrichment: You can gain quality education, excel in competitive exams, and broaden your academic horizons. The OCI card opens doors to educational advancement.
  • Financial security and independence: You can open bank accounts, invest in diverse assets, and secure loans for financial stability and growth. You can build a secure future for yourself in India.
  • Cultural exposure and understanding: You can experience the rich tapestry of Indian traditions, languages, cuisines, and landscapes. You can expand your world and gain a deeper appreciation for your heritage.


  • Invest in India’s booming economy: You can tap into diverse business sectors, real estate, and infrastructure development and contribute to the nation’s economic growth.
  • Contribute to social and cultural development: You can participate in initiatives to uplift communities, preserve heritage, and positively impact society.
  • Build networks and collaborations: You can connect with professionals, entrepreneurs, academics, and diverse communities in India. You can expand your network and foster meaningful connections.
  • Explore India’s diverse landscape: You can travel to various regions and embrace diverse languages, cuisines, and cultures. You can experience the richness and depth of India firsthand.
  • Strengthen family ties and build new relationships: You can reconnect with Indian families, build friendships, and establish a strong support system in India.
  • Pursue personal and professional goals: You can leverage the OCI card to achieve your aspirations, fulfill your dreams, and build a fulfilling life in India.

Overall, the Indian OCI card opens doors to endless possibilities for individuals of Indian origin. It serves as a bridge between heritage and future, a platform for growth and contribution, and a key to unlocking a fulfilling life in India. If you’re eligible, consider exploring the world of opportunities OCI card offers.

Importance of knowing the pros of India OCI card

Knowing the pros of the Indian OCI card is crucial for several reasons:

Informed decision-making: Understanding the benefits and opportunities unlocks an informed decision about applying for the OCI card. You can weigh the advantages against your circumstances and goals to decide if it’s the right choice.

Maximizing potential: By being aware of the card’s full potential, you can strategize how to leverage its benefits to pursue your career aspirations, educational goals, or investment plans in India.

Simplified living and navigation: Knowledge of the OCI card’s privileges like visa-free travel, simplified procedures, and financial access, empowers you to easily navigate living in India or visiting frequently.

Strengthening cultural connection: Familiarity with the cultural and emotional advantages of the OCI card allows you to plan your visits intentionally, connect with family and friends, and participate in cultural events, maximizing your connection to your Indian heritage.

Responsible utilization: Knowing the limitations of the OCI card, such as restricted employment and voting rights, prevents unwanted surprises and enables responsible utilization of the card within its legal framework.

Planning for the future: The OCI card offers numerous long-term opportunities. Understanding its advantages facilitates future planning regarding investments, career moves, or even relocation to India, enabling you to make informed decisions based on your evolving needs.

In conclusion, knowing the pros of the Indian OCI card empowers you to make informed choices, maximize its benefits, navigate various aspects of life in India more easily, and strengthen your cultural connection. It’s a key to unlocking a world of possibilities, so invest in understanding its full potential and make the most of it.

Limitations and restrictions of an India OCI card

While the OCI card offers a wealth of benefits and opportunities for individuals of Indian origin, it’s crucial to understand its limitations and restrictions:4

Political Participation:

  • No voting rights: OCI cardholders cannot vote in Indian elections at any level (local, state, or national).
  • No elected office: They cannot hold any elected office within the Indian government, including Parliament, Legislative Assemblies, or local bodies.

Employment & Career:

  • Restricted government jobs: OCI cardholders cannot typically hold regular government jobs or positions in public sector undertakings.
  • Specific professional limitations: Certain professions like defense, nuclear energy, and foreign affairs might be off-limits.

Land Ownership:

  • Agricultural land restriction: OCI cardholders cannot purchase or own agricultural land in India. This includes farmland and farming properties.

Other Limitations:

  • No military service: OCI cardholders cannot enlist in the Indian Armed Forces.
  • Specific travel restrictions: Permission may be required to visit certain sensitive areas or restricted/prohibited zones within India.
  • No dual citizenship: India does not allow dual citizenship, so acquiring an OCI card requires surrendering your Indian passport.

Frequently Asked Questions

Can an OCI holder live permanently in India?

An OCI holder can live and work in India indefinitely, without giving up their foreign citizenship.5

Which is better OCI or an Indian visa?

Deciding between an OCI card and an Indian visa depends on your circumstances. Here’s a breakdown:
OCI Card: Pros – lifelong multiple-entry visa, no police registration, investment and business rights, education and career opportunities, cultural connection, simplified procedures. Cons – no voting rights, restricted employment, agricultural land restriction, reporting requirement, exit and re-entry, no social security or benefits. Indian Visa: Pros – shorter application and processing time, specific purpose visas, no reporting requirement, no exit and re-entry requirement, social security benefits (specific visas). Cons – limited validity, registration requirement (most visas), restricted rights, no cultural connection benefits, potentially higher costs.

Can I buy property in India with OCI?

Yes, you can buy property in India with an OCI (Overseas Citizen of India) card, but it is limited to residential properties like houses, apartments, and villas for residential purposes, and commercial properties like offices, shops, and other commercial spaces for business purposes.

Can I work in India with an OCI?

Yes, you can work in India with an OCI card.

  1. Embassy of India, Manila, Philippines. (2022, June 12). Www.eoimanila.gov.in. https://www.eoimanila.gov.in/eoi.php?id=oci/ []
  2. Frequently Asked Questions (FAQs). (n.d.). Retrieved December 5, 2023, from <https://www.mha.gov.in/sites/default/files/2022-07/oci-faq.pdf> [] []
  3. Embassy of India, Manila, Philippines. (2022, June 12). <Www.eoimanila.gov.in. https://www.eoimanila.gov.in/eoi.php?id=oci/> []
  4. Frequently Asked Questions (FAQs). (n.d.). <https://www.mha.gov.in/sites/default/files/2022-07/oci-faq.pdf> []
  5. Frequently Asked Questions (FAQs). (n.d.). <https://www.mha.gov.in/sites/default/files/2022-07/oci-faq.pdf> []

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Rosalie Santos
Written by

Rosalie is a content writer who loves to learn and share knowledge. She has a background in education and teaching, which helps her write clear, accurate, and engaging content. She writes about travel, culture, and education topics. She also handles Turkey and India visa applications, which she learned from Lei Achumbre, the COO of Visas for Future and a visa expert. She fulfills visa orders and answers customer service questions once a quarter.

Glen Vidania
Managed by Glen Vidania

Glen Vidania is the Content Manager at Visas for Future, a company that offers online visa services for eco-friendly travelers. He is a certified Content Marketer and an experienced academic writer. He writes and promotes content that is informative, engaging, and relevant to the readers. He had work experience and gained skills in writing articles, data entry, SEO email marketing, and guest posting. He is also an expert in applying for visas for Turkey and India.

Glen Vidania
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Cite this article

MLA Style

Santos, Rosalie. "Benefits of having an Indian OCI card." Visas For Future, https://www.visasforfuture.com/indian-oci-card-benefits/. Accessed on 3 October 2023.

Chicago Style

Santos, Rosalie. "Benefits of having an Indian OCI card." Visas For Future. October 3, 2023. https://www.visasforfuture.com/indian-oci-card-benefits/.

Published: 3 Oct 2023 7:10 UTC

Last modified: 23 Mar 2024 7:38 UTC

Reading time: 9 minutes

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